They can also make international payments, manage transfers, check account balances and much more. It allows users to link and use their accounts across multiple devices. While the Standard Bank of South Africa Limited isn’t headquartered in the United States, it does provide services there, as well as Brazil, the United Kingdom and a number of other countries. Photo Courtesy: John Keeble/Getty Images Standard Bank of South Africa Limited There are limited brick-and-mortar locations in the United States, although many services can be accessed remotely. The OnlineSBI banking portal makes payments, transfers and e-deposits easy, and users can also access Western Union’s money transfer services in India.
While the State Bank of India (SBI) isn’t based in the United States, it does provide reliable online personal banking throughout the world. Photo Courtesy: Bloomberg/Getty Images State Bank of India BBVA also offers a range of checking and savings accounts as well as benefits for students, members of the military and select professions. By using the bank’s mobile app, you can scan checks to make deposits anywhere in the world. While it only has a physical presence in a limited range of states - Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas - its online services are available throughout the country. Photo Courtesy: Xnatedawgx/WikMedia Commons BBVAīanco Bilbao Vizcaya Argentaria (BBVA) is an international bank based in Spain with branches across the Americas and elsewhere. Additionally, Regions LockIt lets you set restrictions on when, where and for what your debits cards and more can be used for. Consumers can also conduct money transfers, check transactions and balances, activate rewards and load funds onto cards. You can use your mobile banking account to deposit checks, complete mobile payments, manage alerts, pay bills, send money using Zelle and transfer money. However, its online banking services make it an appealing choice anywhere in the country. Regions Bank is a member of the S&P 500 Index with locations across the South, Midwest and Texas.
The only downside is that Chime doesn’t offer lending services. So how does Chime stay in business? Interest rates on checking and savings accounts are low, but Chime makes its profits off the interchange fees merchants normally pay whenever a customer uses a credit or debit card. Whenever you make a purchase with a Chime debit card, it’s rounded up to the nearest dollar, with the difference being added to your savings accounts. Photo Courtesy: Oli Scarff/Getty Images ChimeĬhime is a completely web-based banking service that comes with no maintenance fees, instant paycheck collection and no overdraft fees up to $100. For mobile users, however, that simply isn’t necessary. The only downside is that you’ll need to take a trip across the Atlantic for a brick-and-mortar location. Today, however, it offers comprehensive mobile banking services, including check scanning, 24-hour customer service, solid interest on checking and savings accounts, personal loans and more. Barclays can trace its roots to a banking operation run by English goldsmiths in 1690.
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